Wind alone is known to have a severe impact on roofs and, combined with rain, hail, sleet or snow, it can be enough to warrant roofing repairs or possibly even a roof replacement. Extreme weather such as thunderstorms, hail storms or hurricanes can affect the integrity of a roof which will mean that you need to check whether the roof will need repairs.
Winds between 50 and 60 mph have the ability to damage homes, as trees are uprooted and debris may crash into the roof. This requires a thorough check of the roof important – note down any issues then get in contact with your insurance company if the damage is extreme as well as a knowledgeable contractor in order to address any issues.
1. Identify the Roof Damage
If a storm results in broken or torn off shingles, they can be reasonably easy to spot, but other damage will need a closer inspection. To ensure that all damage is noted, remember to:
- Inspect the roof for visible signs of storm damage from the ground. This can include missing shingles, damaged fascia boards, damage to the chimney, and gutters.
- Check for structural damage if a tree has fallen onto your roof. The risk of structural damage means that you’ll need to stay out of your home until a roofing specialist has done an inspection.
- Hail damage can impact sidings as well as the roof. When checking for hail damage, sidings will be the first place you check, but hail can also damage the roof where hail that pounds the outer layer of shingles causes small dimples.
- Check the attic for water damage and leaks. You may notice water stains on the ceiling or walls; this is a sign that the house may need repairs or a roof replacement.
Remember to stay safe – don’t go onto the roof yourself to check for damage as the integrity of the roof may have been compromised by the storm. Rather contact a professional roofing contractor to assess the damage.
2. Talk to your Insurance
If you have been able to identify damage to the roof, you may choose to call your insurance agent. You will be able to assess the situation and can then decide about whether or not you should file a claim. It can be helpful to have written documentation of any damage that has happened.
Remember to keep all the receipts that you have for work done on the roof. This includes any work that you do yourself to cover broken windows or make temporary repairs to your roof as many insurance companies will cover those expenses when they are submitted with a claim.
3. Find a Roofing Contractor
Ask for recommendations or do a local search for the best roofing contractors in Raleigh, NC. The company should be experienced in working with insurance companies, be able to provide references for both repairs and roof replacements and have experience in assessing storm-damaged roofs. In many cases, the cost of the repairs will not exceed the deductible, and the damage may be caused by a maintenance issue that should have been fixed previously. In cases like these, it could be best not to file a claim and rather pay out of pocket to have the issue fixed.
At Luna Restoration in Raleigh, NC, we understand that homeowner’s insurance can be tricky to navigate but that the top priority is to have a well-functioning home. For any repairs or replacements not covered by insurance, Luna Restoration is the team to turn to. They offer a free estimate for repairs and will work with the homeowner to settle on a reasonable price, depending on the circumstances.